• What is Debt to Income Ratio?
    in: Reviews  | 

    What is Debt to Income Ratio?

    You can calculate your debt-to-income ratio yourself, which is one of many methods mortgage lenders use to determine risk and affordability. You can quickly assess your finances and take the necessary steps to make your mortgage application more viable.

  • Emergency call buttons: features and benefits
    in: Tips and Ideas  | 

    Emergency call buttons: features and benefits

    There is a stigma around getting old and the idea of having to rely on others, which can cause resistance amongst older generations; however, not everyone needs to move into a residential care home or assisted living. Call buttons are a much more effective way to provide monitored care to the elderly as they begin […]

  • Do solar panels still work in winter?
    in: Reviews  | 

    Do solar panels still work in winter?

    Solar panels still work in winter, although their efficiency may vary depending on factors like weather conditions, the area in which you live, sunlight hours, and the temperature. While many people assume that solar panels are only effective in sunny, summery conditions, they can still generate power during the colder months.

IVA

What Is an IVA?

If you are finding it difficult to meet monthly loan repayments, it may be possible to set up an Individual Voluntary Arrangement (IVA) with your creditors. This is an agreement whereby your combined monthly repayments are reduced to a more affordable single amount over an agreed length of time – usually five years. Alternatively, it […]

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