What is Ransomware?

Ransomware, unlike malware or viruses, does not damage a computer; instead, it works by threatening the user with the risk of losing their data if action is not taken. The action required is usually in the form of making a payment to retrieve your data. It is becoming an increasing problem for businesses across the globe, both large and small.

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The name Ransomware comes from a type of email that uses the word “Ransom” in its subject line. The email may also use the phrase “You must pay” as well. This virus functions by encrypting files on the computer and then locking the user out of accessing their backups or files until a payment is made. This payment can be done in one of two ways: through a direct transaction from the infected user to the creator of the malware, or through a download request sent via email.

Find out more about online protection and the benefits of Cyber Liability Insurance at a site like JMP Cyber Insurance

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If you are unfortunate enough to have been infected with this form of malware, there are steps you can take to ensure the information stored on your computer is secure and will not be lost. One such step is to avoid opening attachments in emails or downloading files from untrusted websites. In addition to this, prevention is key and you should do everything you can to protect your online activities from harm.

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